diff --git a/Pull-SDLC.ai.Tests.ps1 b/Pull-SDLC.ai.Tests.ps1
index 2bb45c6..d4c6732 100644
--- a/Pull-SDLC.ai.Tests.ps1
+++ b/Pull-SDLC.ai.Tests.ps1
@@ -3575,3 +3575,69 @@ Describe 'Invoke-PullSDLC anchor-only sync (issue #235)' {
         $state.lastSyncCommit | Should -Be $fx.UpstreamHead -Because 'a real sync must record the new upstream head'
     }
 }
+
+Describe 'Invoke-PullSDLC scaffolds into the real checkout (issue #237)' {
+    BeforeAll {
+        $script:fixtureRoot = Join-Path ([System.IO.Path]::GetTempPath()) ("sdlc-scaffold-root-" + [guid]::NewGuid().ToString('N'))
+        New-Item -ItemType Directory -Path $script:fixtureRoot -Force | Out-Null
+    }
+    AfterAll {
+        if ($script:fixtureRoot -and (Test-Path $script:fixtureRoot)) {
+            Remove-Item -LiteralPath $script:fixtureRoot -Recurse -Force -ErrorAction SilentlyContinue
+        }
+    }
+
+    # Builds an upstream that gains a consumer-owned same-name scaffold file
+    # (docs/README.md) plus a real managed change, and a consumer sitting on
+    # the protected branch so the auto-worktree path is taken.
+    function global:New-ScaffoldFixture {
+        param([Parameter(Mandatory)][string]$Base)
+        $root = Join-Path $Base ([guid]::NewGuid().ToString('N'))
+        New-Item -ItemType Directory -Path $root -Force | Out-Null
+        $fx = New-DiffReplayFixture -Root $root `
+            -Seed {
+                New-Item -ItemType Directory -Path .github/agents -Force | Out-Null
+                'baseline-claude' | Out-File -Encoding utf8 CLAUDE.md -NoNewline
+            } `
+            -Tweak {
+                New-Item -ItemType Directory -Path docs -Force | Out-Null
+                'consumer first draft' | Out-File -Encoding utf8 docs/README.md -NoNewline
+                'updated-claude' | Out-File -Encoding utf8 CLAUDE.md -NoNewline
+            }
+        Push-Location $fx.Consumer
+        try {
+            git checkout -q main
+            git branch -q -D chore/sdlc-sync 2>&1 | Out-Null
+            $json = '{"remote":"sdlc.ai","ref":"main","lastSyncCommit":"' + $fx.AnchorSha + '","syncedAt":"2000-01-01T00:00:00Z"}'
+            [System.IO.File]::WriteAllText((Join-Path $fx.Consumer '.sdlc-ai-sync.json'), $json + "`n", (New-Object System.Text.UTF8Encoding $false))
+            git add -A | Out-Null
+            git commit -q -m 'seed sync anchor'
+        } finally { Pop-Location }
+        return $fx
+    }
+
+    It 'writes scaffolded consumer-owned files into the checkout, not the sync worktree' {
+        $fx = New-ScaffoldFixture -Base $script:fixtureRoot
+
+        $rc = Invoke-PullSDLC -RepoRoot $fx.Consumer -RemoteName 'sdlc.ai' -NoFetch -NoAutoPR
+        $rc | Should -Be 0
+
+        $inCheckout = Join-Path $fx.Consumer 'docs/README.md'
+        Test-Path -LiteralPath $inCheckout | Should -BeTrue -Because 'scaffolded files must reach the tree the user actually works in'
+        (Get-Content -LiteralPath $inCheckout -Raw).TrimEnd("`r", "`n") | Should -Be 'consumer first draft'
+    }
+
+    It 'does not add scaffolded consumer-owned files to the sync commit' {
+        $fx = New-ScaffoldFixture -Base $script:fixtureRoot
+
+        $rc = Invoke-PullSDLC -RepoRoot $fx.Consumer -RemoteName 'sdlc.ai' -NoFetch -NoAutoPR
+        $rc | Should -Be 0
+
+        Push-Location $fx.Consumer
+        try {
+            $tracked = @(git ls-tree -r --name-only chore/sdlc-sync)
+        } finally { Pop-Location }
+        $tracked | Should -Not -Contain 'docs/README.md' -Because 'consumer-owned files stay out of the upstream sync commit'
+    }
+}
+
diff --git a/Pull-SDLC.ai.ps1 b/Pull-SDLC.ai.ps1
index 04f0289..0148938 100644
--- a/Pull-SDLC.ai.ps1
+++ b/Pull-SDLC.ai.ps1
@@ -2291,6 +2291,13 @@ function Invoke-PullSDLC {
         [string]$RemoteName = 'sdlc.ai',
         [string]$RemoteUrl = 'https://github.com/IntelliTect-Samples/IntelliSDLC.ai.git',
         [string]$RepoRoot,
+        # Internal plumbing (not a CLI switch): where consumer-owned template
+        # scaffolding is written. Defaults to $RepoRoot. The auto-worktree
+        # flow re-invokes with $RepoRoot pointed at the throwaway sync
+        # worktree, so it passes the user's real checkout here -- otherwise
+        # scaffolded files land in scratch space and are silently discarded
+        # (issue #237).
+        [string]$ScaffoldRoot,
         [switch]$Force,
         [switch]$Bootstrap,
         [switch]$NoPrompt,
@@ -2355,6 +2362,7 @@ function Invoke-PullSDLC {
                 NoPrompt       = [bool]$NoPrompt
                 NoFetch        = [bool]$NoFetch
                 NoAutoWorktree = $true
+                ScaffoldRoot   = $RepoRoot
             }
             $rc = Invoke-AutoWorktreeSync -RepoRoot $RepoRoot -ProtectedBranch $Branch -NoAutoPR:$NoAutoPR -SyncArgs $syncArgs
             if ($rc -eq 0) {
@@ -2553,7 +2561,10 @@ function Invoke-PullSDLC {
     }
     finally { Pop-Location }
 
-    # Scaffold consumer-owned files from templates (first sync only).
+    # Scaffold consumer-owned files from templates (first sync only). Templates
+    # are read from the synced tree ($RepoRoot) but written to the user's real
+    # checkout, which differs from $RepoRoot on the auto-worktree path.
+    $scaffoldTarget = if ($ScaffoldRoot) { $ScaffoldRoot } else { $RepoRoot }
     $scaffolded = @()
     # $isUpstreamRepo was computed earlier (scoped to $RepoRoot, not the shell's
     # CWD) so tests and maintainer-run consumer fixtures are classified correctly.
@@ -2561,7 +2572,7 @@ function Invoke-PullSDLC {
         Write-Information "Detected upstream repo (origin -> IntelliSDLC.ai). Skipping template scaffolding."
     }
     else {
-        $scaffolded = @(Invoke-TemplateScaffold -SourceRoot $RepoRoot -TargetRoot $RepoRoot -ScaffoldMap $script:TemplateScaffoldMap -Ref $mergeRef)
+        $scaffolded = @(Invoke-TemplateScaffold -SourceRoot $RepoRoot -TargetRoot $scaffoldTarget -ScaffoldMap $script:TemplateScaffoldMap -Ref $mergeRef)
         if ($scaffolded.Count -gt 0) {
             Write-Information 'Scaffolded consumer-owned files from templates:'
             foreach ($f in $scaffolded) { Write-Information "  + $f" }
@@ -2569,7 +2580,7 @@ function Invoke-PullSDLC {
         }
     }
 
-    Write-NextStepsBanner -RepoRoot $RepoRoot -AnchorSource $anchorInfo.Source -ScaffoldedFiles $scaffolded
+    Write-NextStepsBanner -RepoRoot $scaffoldTarget -AnchorSource $anchorInfo.Source -ScaffoldedFiles $scaffolded
 
     return 0
 }