diff --git a/src/chain_parsers/visualsign-solana/src/presets/memo/config.rs b/src/chain_parsers/visualsign-solana/src/presets/memo/config.rs
new file mode 100644
index 00000000..e5227e60
--- /dev/null
+++ b/src/chain_parsers/visualsign-solana/src/presets/memo/config.rs
@@ -0,0 +1,25 @@
+use super::MEMO_PROGRAM_ID;
+use crate::core::{SolanaIntegrationConfig, SolanaIntegrationConfigData};
+use std::collections::BTreeMap;
+
+pub struct MemoConfig;
+
+impl SolanaIntegrationConfig for MemoConfig {
+    fn new() -> Self {
+        Self
+    }
+
+    fn data(&self) -> &SolanaIntegrationConfigData {
+        static DATA: std::sync::OnceLock<SolanaIntegrationConfigData> = std::sync::OnceLock::new();
+        DATA.get_or_init(|| {
+            let mut programs = BTreeMap::new();
+            // The Memo program has a single, discriminator-less instruction
+            // (the data buffer is the memo itself), so match every instruction
+            // for the program ID.
+            let mut instructions = BTreeMap::new();
+            instructions.insert("*", vec!["*"]);
+            programs.insert(MEMO_PROGRAM_ID, instructions);
+            SolanaIntegrationConfigData { programs }
+        })
+    }
+}
diff --git a/src/chain_parsers/visualsign-solana/src/presets/memo/mod.rs b/src/chain_parsers/visualsign-solana/src/presets/memo/mod.rs
new file mode 100644
index 00000000..3576c14c
--- /dev/null
+++ b/src/chain_parsers/visualsign-solana/src/presets/memo/mod.rs
@@ -0,0 +1,257 @@
+//! SPL Memo preset implementation for Solana.
+//!
+//! The Memo program (`MemoSq4gqABAXKb96qnH8TysNcWxMyWCqXgDLGmfcHr`) is a
+//! native, non-Anchor program: its instruction data carries no 8-byte
+//! discriminator and no borsh-encoded arguments. The entire data buffer *is*
+//! the memo, which the program requires to be valid UTF-8. This visualizer
+//! therefore decodes the data directly as text rather than going through the
+//! IDL/discriminator path used by Anchor-program presets (e.g. dflow_aggregator).
+//! It mirrors the native-program pattern of `compute_budget` and
+//! `associated_token_account`.
+
+mod config;
+
+use crate::core::{
+    InstructionVisualizer, ProgramRef, SolanaIntegrationConfig, VisualizerContext, VisualizerKind,
+};
+use config::MemoConfig;
+use visualsign::errors::VisualSignError;
+use visualsign::field_builders::{create_raw_data_field, create_text_field};
+use visualsign::{
+    AnnotatedPayloadField, SignablePayloadField, SignablePayloadFieldCommon,
+    SignablePayloadFieldListLayout, SignablePayloadFieldPreviewLayout, SignablePayloadFieldTextV2,
+};
+
+pub(crate) const MEMO_PROGRAM_ID: &str = "MemoSq4gqABAXKb96qnH8TysNcWxMyWCqXgDLGmfcHr";
+
+/// Canonical display name for the program, matching
+/// `idl::builtin_programs::canonical_name`.
+const PROGRAM_DISPLAY_NAME: &str = "Memo Program";
+
+static MEMO_CONFIG: MemoConfig = MemoConfig;
+
+pub struct MemoVisualizer;
+
+impl InstructionVisualizer for MemoVisualizer {
+    fn visualize_tx_commands(
+        &self,
+        context: &VisualizerContext,
+    ) -> Result<AnnotatedPayloadField, VisualSignError> {
+        let program_id = match context.program_id() {
+            ProgramRef::Resolved(pk) => pk.to_string(),
+            ProgramRef::Unresolved { raw_index } => format!("unresolved({raw_index})"),
+        };
+        render_memo(&program_id, context.data(), context.instruction_index())
+    }
+
+    fn get_config(&self) -> Option<&dyn SolanaIntegrationConfig> {
+        Some(&MEMO_CONFIG)
+    }
+
+    fn kind(&self) -> VisualizerKind {
+        VisualizerKind::Payments("Memo")
+    }
+}
+
+/// Render the raw instruction data as the memo's text.
+///
+/// The SPL Memo program requires the memo to be valid UTF-8, so the common
+/// case is a clean decode. Empty data and non-UTF-8 data fall back to an ASCII
+/// placeholder; the raw bytes stay available in the "Raw Data" field either
+/// way.
+fn memo_display_text(data: &[u8]) -> String {
+    match std::str::from_utf8(data) {
+        Ok("") => "(empty memo)".to_string(),
+        Ok(text) => text.to_string(),
+        Err(_) => "(non-UTF-8 data; see Raw Data)".to_string(),
+    }
+}
+
+/// Build the preview layout for a memo instruction. Split out from
+/// `visualize_tx_commands` so the rendering can be unit-tested without
+/// constructing a full `VisualizerContext`.
+fn render_memo(
+    program_id: &str,
+    data: &[u8],
+    instruction_index: usize,
+) -> Result<AnnotatedPayloadField, VisualSignError> {
+    let memo_text = memo_display_text(data);
+    let hex_fallback = hex::encode(data);
+
+    let condensed = SignablePayloadFieldListLayout {
+        fields: vec![
+            create_text_field("Program", PROGRAM_DISPLAY_NAME)?,
+            create_text_field("Memo", &memo_text)?,
+        ],
+    };
+
+    let expanded = SignablePayloadFieldListLayout {
+        fields: vec![
+            create_text_field("Program ID", program_id)?,
+            create_text_field("Memo", &memo_text)?,
+            create_raw_data_field(data, Some(hex_fallback.clone()))?,
+        ],
+    };
+
+    let preview_layout = SignablePayloadFieldPreviewLayout {
+        title: Some(SignablePayloadFieldTextV2 {
+            text: "Memo".to_string(),
+        }),
+        subtitle: Some(SignablePayloadFieldTextV2 {
+            text: String::new(),
+        }),
+        condensed: Some(condensed),
+        expanded: Some(expanded),
+    };
+
+    Ok(AnnotatedPayloadField {
+        static_annotation: None,
+        dynamic_annotation: None,
+        signable_payload_field: SignablePayloadField::PreviewLayout {
+            common: SignablePayloadFieldCommon {
+                label: format!("Instruction {}", instruction_index + 1),
+                fallback_text: format!("Program ID: {program_id}\nData: {hex_fallback}"),
+            },
+            preview_layout,
+        },
+    })
+}
+
+#[cfg(test)]
+#[allow(clippy::unwrap_used, clippy::expect_used, clippy::panic)]
+mod tests {
+    use super::*;
+
+    /// (label, value) pairs extracted from a list of text fields.
+    type LabeledFields = Vec<(String, String)>;
+
+    fn field_label_value(field: &AnnotatedPayloadField) -> (String, String) {
+        match &field.signable_payload_field {
+            SignablePayloadField::TextV2 { common, text_v2 } => {
+                (common.label.clone(), text_v2.text.clone())
+            }
+            other => panic!("expected TextV2 field, got {other:?}"),
+        }
+    }
+
+    fn preview_parts(field: &AnnotatedPayloadField) -> (String, LabeledFields, LabeledFields) {
+        match &field.signable_payload_field {
+            SignablePayloadField::PreviewLayout { preview_layout, .. } => {
+                let title = preview_layout
+                    .title
+                    .as_ref()
+                    .map(|t| t.text.clone())
+                    .unwrap_or_default();
+                let condensed = preview_layout
+                    .condensed
+                    .as_ref()
+                    .map(|c| c.fields.iter().map(field_label_value).collect())
+                    .unwrap_or_default();
+                let expanded = preview_layout
+                    .expanded
+                    .as_ref()
+                    .map(|e| e.fields.iter().map(field_label_value).collect())
+                    .unwrap_or_default();
+                (title, condensed, expanded)
+            }
+            other => panic!("expected PreviewLayout field, got {other:?}"),
+        }
+    }
+
+    #[test]
+    fn test_memo_display_text_decodes_utf8() {
+        assert_eq!(
+            memo_display_text(b"Payment for invoice 42"),
+            "Payment for invoice 42"
+        );
+    }
+
+    #[test]
+    fn test_memo_display_text_preserves_unicode() {
+        // The Memo program accepts any valid UTF-8; non-ASCII content must pass
+        // through unchanged rather than being mangled or rejected. Built from
+        // escapes to keep this source file ASCII-only.
+        let memo = "caf\u{e9} \u{1f600} \u{65e5}\u{672c}\u{8a9e}";
+        assert_eq!(memo_display_text(memo.as_bytes()), memo);
+    }
+
+    #[test]
+    fn test_memo_display_text_empty() {
+        assert_eq!(memo_display_text(b""), "(empty memo)");
+    }
+
+    #[test]
+    fn test_memo_display_text_invalid_utf8() {
+        // 0xFF is never a valid UTF-8 byte.
+        assert_eq!(
+            memo_display_text(&[0xff, 0xfe, 0xfd]),
+            "(non-UTF-8 data; see Raw Data)"
+        );
+    }
+
+    #[test]
+    fn test_render_memo_builds_preview() {
+        let field = render_memo(MEMO_PROGRAM_ID, b"hello world", 0).unwrap();
+        let (title, condensed, expanded) = preview_parts(&field);
+
+        assert_eq!(title, "Memo");
+        assert_eq!(
+            condensed,
+            vec![
+                ("Program".to_string(), "Memo Program".to_string()),
+                ("Memo".to_string(), "hello world".to_string()),
+            ]
+        );
+        assert_eq!(
+            expanded,
+            vec![
+                ("Program ID".to_string(), MEMO_PROGRAM_ID.to_string()),
+                ("Memo".to_string(), "hello world".to_string()),
+                ("Raw Data".to_string(), hex::encode(b"hello world")),
+            ]
+        );
+    }
+
+    #[test]
+    fn test_render_memo_instruction_label_is_one_indexed() {
+        let field = render_memo(MEMO_PROGRAM_ID, b"x", 2).unwrap();
+        match &field.signable_payload_field {
+            SignablePayloadField::PreviewLayout { common, .. } => {
+                assert_eq!(common.label, "Instruction 3");
+            }
+            other => panic!("expected PreviewLayout field, got {other:?}"),
+        }
+    }
+
+    #[test]
+    fn test_render_memo_invalid_utf8_keeps_raw_data() {
+        let bytes = [0xff_u8, 0x00, 0x10];
+        let field = render_memo(MEMO_PROGRAM_ID, &bytes, 0).unwrap();
+        let (_title, _condensed, expanded) = preview_parts(&field);
+
+        assert!(
+            expanded
+                .iter()
+                .any(|(l, v)| l == "Memo" && v == "(non-UTF-8 data; see Raw Data)"),
+            "expanded view should show the non-UTF-8 placeholder for the Memo field"
+        );
+        assert!(
+            expanded
+                .iter()
+                .any(|(l, v)| l == "Raw Data" && *v == hex::encode(bytes)),
+            "expanded view should still carry the raw bytes as hex"
+        );
+    }
+
+    #[test]
+    fn test_memo_config_handles_program_id() {
+        let config = MemoConfig::new();
+        assert!(config.can_handle(MEMO_PROGRAM_ID));
+        assert!(!config.can_handle("11111111111111111111111111111111"));
+    }
+
+    #[test]
+    fn test_memo_kind_is_payments() {
+        assert_eq!(MemoVisualizer.kind(), VisualizerKind::Payments("Memo"));
+    }
+}